Even in Chapter 11 Indviduals who file a personal bankruptcy must have credit counseling

Let’s say you have a corporation that needs to reorganize. You personally guaranteed the loans and you are looking at filing both a corporate chapter 11 and one for yourself to protect yourself from being sued by the lender. It may be surprising to you, but you actually need to have credit counseling just as if you were a person with consumer debts who file.

The good news is that there is Hummingbird a credit counseling agency in North Carolina run a by a former consumer bankruptcy attorney. They will treat you right. It is an hour or so online and a ten minute phone call and you are done.

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